TOWSON, Md., June 21, 2005 -- CreditXpert Inc., a credit analysis and management solutions provider, today announced that CreditXpert Detective(TM) is available through Advantage Credit.

Recently-released CreditXpert Detective scans an individual's credit data to reveal potential inaccuracies and recommend specific updates that will most significantly improve the individual's credit score. It also automatically generates customized instructions and a personalized sample dispute letter.

Using the tool's insights and guidance, users uncover true credit scores.

Pensacola, Florida-based Advantage Credit is among the nation's largest providers of credit reporting and loan origination services. Advantage Credit will offer CreditXpert Detective as an enhancement to their existing suite of credit reporting tools.

"Advantage Credit is committed to providing lenders with the most advanced services and technology available in the market," said Marie Adams, Executive Vice President, Advantage Credit. "CreditXpert Detective is a powerful, innovative addition that will help our users quickly qualify more loans."

CreditXpert Detective puts expert knowledge and analytical intelligence at the fingertips of loan officers and consumers, to give them new options and save them time.

"Identifying inaccurate, outdated, or missing information has traditionally been complicated and time consuming, so usually it is skipped," says David G. Chung, Interim President and Vice President of Business Development, CreditXpert Inc. "Now lenders and brokers can make sure they are not overlooking opportunities by checking every file to make sure scores are not artificially low. CreditXpert Detective not only automates and simplifies this process, it reveals items that are routinely missed."

With as many as two-thirds of credit reports having outdated or inaccurate information, loan officers estimate that CreditXpert Detective will increase approval rates and save three hours per application by automating a manual process.

"CreditXpert helps loan officers serve as trusted advisors, build stronger relationships, and close more loans by demonstrating that you are 'going to bat' for your applicants," Chung adds. "By offering CreditXpert Detective, Advantage Credit provides its customers with a compelling competitive advantage."

About CreditXpert Inc.

CreditXpert Inc. is a software innovator committed to transforming lending through empowerment and creating new opportunities. CreditXpert(R) tools help lenders improve loan origination and customer relationships, and help consumers understand, manage, and improve their credit. By introducing new options to qualify applicants and build trust, CreditXpert helps lenders acquire and retain more business.

CreditXpert products and services are offered through credit reporting agencies, mortgage brokers, lenders, consumer finance information providers, and credit counseling agencies. Since pioneering the first consumer credit analysis service, CreditXpert Inc. continues to champion credit disclosure and empowerment -- and its benefits to both consumers and lenders. For more information, visit http://www.creditxpert.com or call 800.500.8553.

About Advantage Credit

Founded in 1991, Advantage Credit is a wholly owned subsidiary of Advantage Plaza, Inc. The company provides credit reports and related services to some 7,000 mortgage brokers and other customers through Advantage Online, and is a 5-time Inc. 500 Hall of Fame winner.

Web Site: http://www.creditxpert.com

For more information, contact
Kelly Gontarski at (800) 600-2510, 
or email kgontarski@advantagecredit.com